Privacy Policy

ThitsaWorks built the Money Management Academy (MMA) app to provide users with financial literacy courses. This service is offered at no cost, intended for use as is. This privacy policy explains how we collect, use, and disclose your information and how third-party services are utilized to enhance the app's functionality. 

Information We Collect 

While using the MMA services/products, we collect the following information to provide and improve the service: 

  • Personal Information: Name, email, and phone number are collected when users sign up for courses or services on the platform. 

  • Device Information: Device name, type, operating system version, and IP address may be collected to ensure compatibility and performance. 

  • Usage Data: Information on how the app is used, including click behavior, time spent on different sections, and log data in case of an error. 

  • Cookies: Third-party services used by the app may utilize cookies to enhance user experience. 

How We Use Your Information 

Your information is used to: 

  • Provide and improve the MMA service. 

  • Analyze usage to enhance app features. 

  • Communicate with you about updates and new services. 

  • Ensure compliance with legal and regulatory obligations. 

Third-Party Services 

We employ third-party service providers to assist in operating the app, including analytics and payment processors. These third parties may have access to your personal data to perform tasks on our behalf, but they are obligated to protect your information. 

In-App Purchases and Payment Information 

When you make an in-app purchase in the MMA app, the payment will be processed through third-party payment processors like Stripe. These providers adhere to the Payment Card Industry Data Security Standard (PCI-DSS), which ensures the secure handling of your payment information. 

We accept payment methods such as Visa, MasterCard, JCB, Union Pay and KBZPay. Your transaction data is encrypted and stored only for as long as necessary to complete your purchase. All payment gateways we work with follow PCI-DSS requirements, which are managed by the PCI Security Standards Council—a joint effort by major credit card brands to safeguard payment information. 

For these providers, we recommend you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers. 

Certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. If you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located. 

Security 

We value your trust in providing us with your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.  

Account Deletion 

We understand that users may choose to discontinue their use of the app and may be concerned about the retention of their historical data. If you wish to delete your account, you can do so through the app settings. Once your account is deleted, your data will be permanently erased within 7 days. 

Links to External Sites 

The MMA app may contain links to external sites not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.  

Children’s Privacy 

The MMA app is not intended for users under the age of 13. We do not knowingly collect information from children under this age. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us at s[email protected] so that we will be able to do the necessary actions.  

Changes to This Policy 

We may update this policy from time to time.  Thus, you are advised to review this page periodically for any updates. Any changes will be posted on this page. 

Contact Us 

If you have any questions or suggestions about our Privacy Policy, please contact us at s[email protected].